How to rent a car in Mexico and not pay a fortune for insurance?

I went to Costa Rica, the car reservation is ~ $ 300, but ended up paying ~ $ 600, because they have some type of insurance is mandatory local caro.Ahora I’m going to Mexico, and I’m reading similar reviews. Some insurance companies require a written contract from the U.S., other companies tell customers that was not safe Mexico works in Mexico and never have to buy through them. Any advice for hiring a car without paying a fortune? Is it true that the U.S. Safe no work there? Really I have to pay for local insurance?

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